Very, you pay 10%, upcoming 10% additionally Therefore, to own (Mustachian) families during the a premier income tax group you to definitely expect you'll retire very early, it seems sensible to set up new 401k maximum even in the event you don't have they, given that 20% is a lot much better than 33% :). (*) Using 72t forces that keep bringing distributions even in the event you no longer need the...